Gene Toscano, Inc. represented a journeyman electrician who sustained serious spinal and neurological injuries following a multi-vehicle accident on Interstate 37 South in San Antonio, Texas.
The plaintiff was stopped in traffic caused by an earlier tractor-trailer crash when his pickup truck was rear-ended by another vehicle in low-visibility, foggy conditions. While the at-fault driver tendered the minimal available insurance policy limits, the plaintiff pursued additional compensation through an underinsured motorist claim with his own insurance provider.
The legal team demonstrated that the plaintiff suffered multiple herniated and bulging discs, a partial ACL tear in his right knee, and post-concussion syndrome with lasting cognitive effects. Despite over two years of treatment—including chiropractic care, epidural injections, and neurological consultations—he continued to experience chronic pain, nerve impingement, and restricted mobility. Expert testimony outlined the need for multiple spinal fusion surgeries and long-term rehabilitation.
The insurer argued that the injuries were pre-existing and exaggerated. However, the team established a direct link between the crash and the plaintiff’s physical and neurological decline. The jury ultimately awarded $1.4 million in total damages. Due to policy limits, the plaintiff recovered $1 million—the full extent of coverage available under the underinsured motorist policy.
This result ensured critical financial support for ongoing medical care, loss of earning capacity, and long-term quality of life.
